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Blockchain plays a crucial role in financial technology (known as Fintech) innovations. Fintech broadly refers to the use of technology to provide financial services. Blockchain is an excellent example of an innovative technology that provides financial services that never existed before. Blockchain, as a distributed database system, revolutionizes the financial sector by providing peer-to-peer transactions without the need for a centralized authority. Blockchain’s most significant application, cryptocurrency, has been widely used in many areas such as online payments, cross-border payments, lending, gaming, proof of ownership, and many more. In the meantime, 86% of the central banks worldwide have been actively exploring and experimenting with a new form of currency— central bank digital currency (CBDC), which can also provide new financial services and accelerate the Fintech revolution.
